Hello, I'm Howayne.

I'm an Operations Efficiency & Fintech Consultant.

I can help you to disrupt the market while improving the way you do business.  Your operation will thank you for it.  

Some of the Amazing Clients I’ve Worked With


I optimize financial operations and leverage cutting-edge fintech solutions.

As an Operations Efficiency & Fintech Consultant, I provide a range of services to help businesses improve their operations and leverage financial technology solutions. Here are some services I offer:

Operations Efficiency Assessment

Conduct a thorough analysis of a company’s operational processes, identify bottlenecks, and provide recommendations for streamlining and optimizing operations. This can involve process mapping, data analysis, and identifying automation opportunities.

Fintech Integration

Assist businesses in adopting and integrating financial technology solutions that enhance their financial operations. This can include implementing payment gateways, loan management systems, digital wallets, online invoicing systems, or a integrated loan application process.

Risk Management Solutions

Assist companies in implementing risk management frameworks and tools to identify, assess, and mitigate operational risks. This can involve developing risk assessment methodologies, designing internal controls, and implementing compliance frameworks.

About Me

I create robust enterprise risk management frameworks

As an Operations Efficiency & Fintech Consultant specializing in finance, I offer a robust enterprise risk management framework tailored for companies like Payday Express, Kristoff Financial Services, and my own brand, iQualex Financial Group Limited. With a proven track record, I assist organizations in effectively managing and mitigating risks across their operations.

Born in 1999, I achieved the remarkable feat of becoming the youngest director in the history of Hubmark, a prominent brand development company. Drawing upon my extensive experience, I currently operate iQualex Financial Group Limited, providing comprehensive financial solutions. Hailing from Kingston, Jamaica, I bring a unique perspective and a deep understanding of the local financial landscape to my consultancy services.

Through my expertise, I help businesses optimize their financial processes, implement fintech solutions, and establish effective risk management practices. By leveraging my services, your organization can enhance operational efficiency, streamline workflows, and navigate the complexities of the finance industry with confidence


Awards and Recognition

Howayne Harvey

Chief Executive Expert - iQualex Financial Group Limited

My favorite quote is from Maya Angelou. She said — "I've learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel."

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